EFFECT OF BANKING BASEL III STANDARTS ON THE DEVELOPMENT OF INNOVATIVE BUSINESS UKRAINE

The new Basel 3 banking standards are examined in this article. Main provisions of capital and liquidity standards under Basel III are written out. Comparison the current state of some U.S. and European Вanks with these provisions are made. Discrepancy between of most Ukrainian banks and Basel III banking standards are defined. The results of stress tests of some European banks operating in Ukraine are defined. Impact of future changes to the financing banks the innova-tion in Ukraine are analyzed. Necessity for Ukrainian banks to more carefully manage profitability and improving methods of selection are defined, also necessary to reduce portfolio risk because banks if necessary additional capitalization increased susceptibility to credit and market risks. Instruments of banking risk management are examined. Directions of development of innovative entrepreneurship Ukraine are delineated. Basis for further development of the real sector of the economy based on innovation are determined

References: 

1. Капитальные реформы Базеля / Украинский деловой журнал «Эксперт» від 22.11.2012 // [Електроний ресурс] — Режим доступу: http://www.expert.ua/articles/9/0/8236/
2. Базель III — новые стандарты капитала и ликвидности / Проект World Business Law від 02.06.2011 // [Електроний ресурс] — Режим доступу: http://www.worldbiz.ru/analytics/detail.php?ID=1505
3. Шелепов В.Г. Роль новых стандартов банковской надежности в обеспечении разви-тия российских компаний инновационного типа/ В. Г. Шелепов // TERRA ECONOMICUS – 2012. – т. 10 – № 1-3, С. 46-50.
4. Малыхина С.И. Новые стандарты Базель III – перспективы внедрения / С.И. Малы-хина // Вестник Ассоциации белорусских банков. — 2011. — № 45. — C. 9—14.
5. Basel Committee on Banking Supervision. Basel III: A global regulatory framework for more resilient banks and banking system / Bank forInternational Settlements, December 2010 (rev. June 2011) // [Електроний ресурс] — Режим доступу: http://www.bis.org/publ/bcbs189.pdf
6. Офіційний сайт Міністерства фінансів України [Электронный ресурс]. — Режим до-ступу: http://www.minfin.gov.ua/

Upload article : 
Microsoft Office document icon 74_kpi_2013.doc.doc